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Compass Private Exclusives

Just like many companies test products with a smaller audience before launch, listing your home as a Compass Private Exclusive allows you to test price, gain critical insights, generate early demand, and extend your marketing runway – all before going public.

4 Questions To Ask Before Buying

Whether you’re a first-time homebuyer or a seasoned real estate investor, buying a home is a an exciting process. However, there’s also a lot to consider when you decide to buy. So before you begin your search for the perfect property, here are four questions you should ask yourself.

Take the time to figure out what type of property you want to buy. From single-family and multi-family homes to condos and co-ops, there are many different options on the market and it’s important to choose the type that best fits your needs. Figuring out the town or neighborhood you want to live in is equally important. While a property might have all of the amenities you’re looking for, factors like crime rate and proximity to highways can impact the overall home-owning experience. A good idea is to list out and prioritize your needs (e.g. large backyard, great school system) before you begin your search.

The rule of thumb is that you should never spend more than 30% of your monthly income on a mortgage payment. An alternate rule states that you can afford to buy a property that runs about two-and-a-half times your annual salary. For a more tailored look at what you can afford, use an online mortgage calculator to see what your monthly mortgage payments would be if you bought a home today.

A few months before you start searching for a home, review your credit history and make sure it is in good standing. Get copies of your credit report, ensure that it’s accurate, and fix any issues you discover. It’s likely that you’ll also want to get pre-approved for a home loan, which will put you in a better position to make a serious offer once you find the right property. Pre-approval from a lender is based on your credit history, debt, and income.

Do your research! Your opening bid should be based on the sales trends of similar homes in the area. So before making your opening bid, get online and review the selling prices of comparable properties. If these properties sold for less than the current asking price of the home you’re looking at, you can feel comfortable make a bid that’s slightly lower than what the seller is asking.

Whether you’re a first-time homebuyer or a seasoned real estate investor, buying a home is an exciting process. 
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Let us help turn that dream into your address, Contact Marc Cowan.

Making Moves, Changing Lives

Success Stories

"As an experienced homeowner, I had a lot to learn and unlearn about buying real estate when I moved from the midwest to DC. I went to numerous open houses, met several realtors and Marc was the only one who impressed me immediately with follow through and genuine interest in my real estate needs. I’ll admit I wasn’t the easiest client but Marc was immensely patient and very responsive as we honed in on that delicate balance between finding what I wanted while staying in my price range. When we finally found my next home he impressed me once again, this time with his 10-star negotiating skills, locking in on a sweet deal on a large condo in a great neighborhood. Marc is a very savvy realtor, willing to work hard and smart to meet the needs of his buyer, which is especially important in this fast-paced seller’s market. Beyond all his great talents as a realtor, Marc is genuinely a pleasure to work with. I will be contacting Marc again when it comes time to sell."
"As an experienced homeowner, I had a lot to learn and unlearn about buying real estate when I moved from the midwest to DC. I went to numerous open houses, met several realtors and Marc was the only one who impressed me immediately with follow through and genuine interest in my real estate needs. I’ll admit I wasn’t the easiest client but Marc was immensely patient and very responsive as we honed in on that delicate balance between finding what I wanted while staying in my price range. When we finally found my next home he impressed me once again, this time with his 10-star negotiating skills, locking in on a sweet deal on a large condo in a great neighborhood. Marc is a very savvy realtor, willing to work hard and smart to meet the needs of his buyer, which is especially important in this fast-paced seller’s market. Beyond all his great talents as a realtor, Marc is genuinely a pleasure to work with. I will be contacting Marc again when it comes time to sell."
Nancy Whiting
"Marc Cowan = Wow! My wife and I call the DMV home and decided that continuing to rent was money down the drain. We finally made up our minds to purchase our first home. Buying a home is a daunting task. There were so many hoops to jump through that it seemed almost impossible. With Marc, though, we were able to rest assured that things would get done. While interviewing agents, we wanted someone who had the savvy and knowledge to navigate the waters of buying a home. Along with that, we needed a realtor with the endurance to push through the challenges first-time buyers can bring and the grit to fight in a very competitive market. We interviewed several agents and Marc was our one and only unanimous decision. From the time, we met during our initial interview, we knew this was someone we could count on and who would put our best interest first. He arrived early for our initial meeting, looking dapper as always, with plenty of information for first-time home buyers, and we could tell he really wanted to get to know our family and our needs for our first home. The questions he asked and the information he gathered proved invaluable in finding the right home for our family. Looking for homes can be exhilarating and gruesome at the same time. Marc made it easy by sharing updated information about homes as quickly as possible. He always promptly responded to queries, even late at night. My wife had him on speed dial and often had many questions. Marc had no problem with this at all and gladly maintained constant contact to keep us updated on any happenings. He also guided us through the tough breaks when homes were listed and went under contract the same day and explained the market trends in terms that made sense to us. When we finally found the home we wanted, he wasted no time in pulling comps, calling the agent to get as much information as possible, and walking us through the possible scenarios we would face in our offer. At the end of the day, if you do not have a realtor who can negotiate on your behalf with both professionalism and tenacity, you may see homes slipping through your fingers. Marc’s ability to gain insight into the seller allowed us to make a reasonable offer on the home that we wanted. He had us write a personal letter explaining why we wanted the home and encouraged us to include a picture of our family to go with the offer letter. Pure genius! We ended up having our offer accepted even though we were not the highest bidders. We know that if we’d had a different agent or tried to tackle this on our own, we would not be in the house we are in today. Marc managed to negotiate hard after the inspection was done and all major points of contention were taken care of by the seller and listing agent. Marc is extremely professional, dependable, attentive, patient, and overall a pleasure to work with. He is the complete package in an agent. Without a doubt, we felt he was representing us and was constantly looking out for our best interests. He also has extensive contacts with different vendors such as inspectors, appraisers, title companies, and other professionals that you’ll need to work with during the process of buying a home. All the vendors that he recommended have also been very dependable and great to work with. We are so grateful to Marc and have already highly recommended him to many of our friends and colleagues. You won’t regret choosing Marc for any of your realty needs!”"
"Marc Cowan = Wow! My wife and I call the DMV home and decided that continuing to rent was money down the drain. We finally made up our minds to purchase our first home. Buying a home is a daunting task. There were so many hoops to jump through that it seemed almost impossible. With Marc, though, we were able to rest assured that things would get done. While interviewing agents, we wanted someone who had the savvy and knowledge to navigate the waters of buying a home. Along with that, we needed a realtor with the endurance to push through the challenges first-time buyers can bring and the grit to fight in a very competitive market. We interviewed several agents and Marc was our one and only unanimous decision. From the time, we met during our initial interview, we knew this was someone we could count on and who would put our best interest first. He arrived early for our initial meeting, looking dapper as always, with plenty of information for first-time home buyers, and we could tell he really wanted to get to know our family and our needs for our first home. The questions he asked and the information he gathered proved invaluable in finding the right home for our family. Looking for homes can be exhilarating and gruesome at the same time. Marc made it easy by sharing updated information about homes as quickly as possible. He always promptly responded to queries, even late at night. My wife had him on speed dial and often had many questions. Marc had no problem with this at all and gladly maintained constant contact to keep us updated on any happenings. He also guided us through the tough breaks when homes were listed and went under contract the same day and explained the market trends in terms that made sense to us. When we finally found the home we wanted, he wasted no time in pulling comps, calling the agent to get as much information as possible, and walking us through the possible scenarios we would face in our offer. At the end of the day, if you do not have a realtor who can negotiate on your behalf with both professionalism and tenacity, you may see homes slipping through your fingers. Marc’s ability to gain insight into the seller allowed us to make a reasonable offer on the home that we wanted. He had us write a personal letter explaining why we wanted the home and encouraged us to include a picture of our family to go with the offer letter. Pure genius! We ended up having our offer accepted even though we were not the highest bidders. We know that if we’d had a different agent or tried to tackle this on our own, we would not be in the house we are in today. Marc managed to negotiate hard after the inspection was done and all major points of contention were taken care of by the seller and listing agent. Marc is extremely professional, dependable, attentive, patient, and overall a pleasure to work with. He is the complete package in an agent. Without a doubt, we felt he was representing us and was constantly looking out for our best interests. He also has extensive contacts with different vendors such as inspectors, appraisers, title companies, and other professionals that you’ll need to work with during the process of buying a home. All the vendors that he recommended have also been very dependable and great to work with. We are so grateful to Marc and have already highly recommended him to many of our friends and colleagues. You won’t regret choosing Marc for any of your realty needs!”"
Lance & Luz Mercier
"From the moment we met, Marc was a consummate professional. He was friendly and engaging and got to know us as a couple to better understand the home we were looking for. My husband and I had experience buying a home, but it had been more than a decade and was in a very different market, so we appreciated Marc's guidance and expertise in the DC metro market. Marc made himself available at all hours of the day and night to answer our questions. Our primary goal was to find a house with good bones that we could remodel to make it ours. Marc showed us several homes in the area and discussed remodel potential of several of them. When we found the one, Marc worked to get our many questions about the property answered by contacting the listing agent. Marc utilized his powerful negotiation skills to get us a great deal on the price and we couldn't be happier. He made the entire experience of house hunting and home buying a joy. Marc helped us find our perfect home and became our friend in the process."
"From the moment we met, Marc was a consummate professional. He was friendly and engaging and got to know us as a couple to better understand the home we were looking for. My husband and I had experience buying a home, but it had been more than a decade and was in a very different market, so we appreciated Marc's guidance and expertise in the DC metro market. Marc made himself available at all hours of the day and night to answer our questions. Our primary goal was to find a house with good bones that we could remodel to make it ours. Marc showed us several homes in the area and discussed remodel potential of several of them. When we found the one, Marc worked to get our many questions about the property answered by contacting the listing agent. Marc utilized his powerful negotiation skills to get us a great deal on the price and we couldn't be happier. He made the entire experience of house hunting and home buying a joy. Marc helped us find our perfect home and became our friend in the process."
M. Humphreys
"Marc was amazing to work with and helped us navigate the entire buying process. From meeting him at an open house to working together and eventually completing a purchase, he was very knowledgeable and very professional. We would highly recommend him!"
"Marc was amazing to work with and helped us navigate the entire buying process. From meeting him at an open house to working together and eventually completing a purchase, he was very knowledgeable and very professional. We would highly recommend him!"
P. Arnold

Contact Marc for tailored Buyer’s Guide

Interested in learning more about how Marc can assist you in your home buying journey? Please complete this form and he will share his buyer’s guide with you.

Contact Marc for tailored Buyer’s Guide

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